Leave your credit score to us.

CreditRich helps increase your credit score by using your spare change to intelligently pay your bills. It’s easy!

lady stepping to success

We help ensure your bills get paid.

A high credit score gives you access to more affordable credit so that you can pay for big-ticket items like college, a new car, or a house without the high interest rates. CreditRich helps you raise your score by prioritizing your debt, intelligently paying it off, and forecasting how different actions will affect your score.

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Once you set it up, robots do the rest.

download credit rich

Download the app and sign up. It’s simple and quick.

Add creditors and bills (like car payments, etc.)

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prioritizing debt

Prioritize Debt: Select bills to pay or let our award-winning algorithm choose bills that’ll increase your score.

Watch your score improve as we pay off debt with your spare change.

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look into the future

Look into the future to see what your score will be.

Intelligently prioritizes your bills with an eye towards credit.

Your round-ups going into a special savings account. From there CreditRich’s award-winning algorithm intelligently selects the bills with the highest potential to raise your credit score and prioritizes them for payment. You can make one-time deposits in the account and even pay a loved one’s debts to help their credit score, too.

credit rich app

Use your credit score to get richer.

At CreditRich, we believe personal finance shouldn’t be mysterious. Our mission is to reduce poverty by giving people access to easy-to-understand financial education materials. Our adaptive financial literacy courses feature fun online games and short videos that teach you about finance and show you how to use your good credit reputation to gain financial advantages like:

Better Insurance Rates icon

Better Insurance Rates

Credit Card Bonuses and Rewards icon

Credit Card Bonuses and Rewards

Lower Interest Rates icon

Lower Interest Rates

No-Interest Deals icon

No-Interest Deals

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Loan Refinancing

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Companies Competing for Your Business